Tracey Phillips grew up in Atlanta, Georgia as the daughter of two church musicians. She started studying piano at the age of four, and was a church accompanist by the age of nine.

She studied at Georgia State University and earned her degree in Theory/Composition at Middle Tennessee State University. While at MTSU, she traveled to Denver, Colorado to make a presentation on Convention-style piano accompaniment at the Society of American Music's annual seminar--a very rare feat for an undergraduate, as most presenters are doctoral candidates or professors.

Tracey has lived and worked in Nashville since 1994 and has been featured in many different venues, including the popular Gaither Homecoming videos. In addition, she has recorded and/or arranged for a number of well-known Southern Gospel artists, including The Speers, The Perrys and, most recently, Ernie Haase and Signature Sound. She has received a Dove Award for her own Christmas CD, and has been nominated for Dove Awards for her work on Daywind's instrumental series. She has recorded with the Prague Philharmonic Orchestra in Prague, Czech Republic. She composed original music for and performed for the movie "Billy, The Early Years," a full-length feature film recounting the early years of Billy Graham. 

Tracey has taught and accompanied for many years at Ben Speer's Stamps Baxter School of Music and the Alabama School of Gospel Music. She has also taught at the North Georgia, Mississippi, North Carolina, and Texas schools. She has recorded four solo cds and two duet cds with her mother, Eloise, performing on piano and organ. Her solo piano arrangements are published by Word Entertainment.